Many people renew their Massachusetts auto insurance policy without even giving it a second thought. This is particularly true for those who may be on an automatic draft program where premiums are deducted from a checking account or paid via a credit card. While there are convenience and savings benefits to auto-pay, it can lead to complacency. Rates may even be edging upward without you being aware of it. This is why it may be a good time to Review Your Massachusetts Auto Insurance Policy.
Before your insurance policy renews is a good time to review your Massachusetts auto insurance and take advantage of ways you can save on your coverage.
Ways to Save on Your Auto Insurance
You may not realize it, but you may have more control over your auto insurance rates than you believe. Here are steps you can take to maximize your coverage while minimizing costs.
- Drive Safely. Most insurance providers offer some form of safe driver discount, so keeping your driving record clean is an important path to lower premiums. Taking a driver’s training course can lead to discounts.
- Raise your deductible. Raising your deductible (the amount of your potential out of pocket expenses) from $250 to $500, or from $500 to $1,000, can save you on your Massachusetts auto insurance premiums. If you have an older, less valuable vehicle, you may consider shedding optional coverage or carrying liability-only insurance coverage.
- Ask your agent about any other available discounts; Ask your insurance agent what other discounts companies they represent may offer. Many Insurance companies offer discounts for “bundling” auto insurance with other policies, good student discounts paperless, hybrid vehicles, low mileage, and others. It doesn’t hurt to ask, and it may result in some significant savings.
A nice place to visit in New Bedford
A nice to place to visit, if you’re new to New Bedford, the Button Park Zoo. Did you know that the park is the 12th oldest zoo in the United States? Over 175,000 people visit the park yearly and the Zoo is open year round.
In the summer of 2016, a new master plan was announced that will make the zoo even better than what it is today.
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